Own your home
years sooner
Your bank's schedule is built to collect interest for 30 years. FastPay does not change how much you earn or spend. It makes your money work against your loan rather than the bank's interest, in four simple steps, without extra repayments or chasing a lower rate.
$0
Extra repayments
No
Rate chasing
Smarter
Money structure
Ongoing
Expert support
We are not a lender or a broker. We have no loan to sell you. Our only job is to get your mortgage paid off sooner.
Get debt-free years sooner in just four steps
Managing your mortgage does not have to be complicated. FastPay makes it easy to take control and start saving from day one.
Free Assessment
See your exact mortgage-free date
We take your real numbers: loan, income, and household needs and show exactly how much time and interest you can save.
Smarter Account Setup
A smarter setup, no new lender
We review your existing bank accounts and streamline them. No refinancing, no switching lenders — just a smarter setup that works.
Launch on Autopilot
Your plan runs on autopilot
Your system is activated almost on autopilot. You stay in control while FastPay keeps your mortgage working harder for you.
Ongoing Guidance
We keep you on track, for life
Enjoy monthly reviews, clear reports, and expert guidance so you stay confident and on course — even when life changes.
Everything you need to take control of your mortgage
Free Assessment
We start with a deep review of your current mortgage, accounts, and cash flow. You'll see exactly where you stand — and what's possible — before committing to anything.
- Full mortgage snapshot & savings projection
- No obligation — 100% free
- Clear timeline to mortgage-free
Smarter Account Setup
We restructure your existing accounts to work harder for you. No refinancing, no new lender — just a smarter arrangement that accelerates principal paydown automatically.
- Offset & redraw optimisation
- Works with your current lender
- No extra repayments required
Launch on Autopilot
With your structure in place, we activate your FastPay plan. From there it runs largely on autopilot — your everyday banking works against your loan automatically, with no extra repayments and no change to your lifestyle.
- Plan activated and running for you
- Works automatically in the background
- You stay in full control
Ongoing Guidance
A plan only works if you stay on track. You get monthly reviews, clear progress reports, and a live savings dashboard showing interest saved and years cut — plus priority support whenever life changes.
- Monthly reviews and progress reports
- Live savings dashboard
- Priority support when life changes
Built-in support at every step
No Refinancing
Keep your current lender and loan. We work within your existing structure.
No Extra Repayments
Your monthly budget stays the same. We optimise how your money flows.
Monthly Reviews
Regular check-ins to keep your strategy on track as life changes.
Interest Reduction
Smart account structuring that reduces the interest you pay from day one.
Live Dashboard
Track your savings, progress, and mortgage-free date in real time.
Priority Support
Direct access to your FastPay guide whenever you need help or advice.
“As a single homeowner, I thought I'd be paying my mortgage until retirement. FastPay showed me I could be done 11 years earlier. Game changer.”
Michael P.
Adelaide, SA
Read more client stories
Every month you wait is interest
you don't get back
Get your free assessment and see your real numbers in minutes — how many years and how much interest you could save. No obligation, no pressure.